Our Leadership

Senior Staff

David Berenbaum

Chief Executive Officer


David BerenbaumDavid Berenbaum is the chief executive officer of the Homeownership Preservation Foundation (HPF). He brings more than 28 years of leadership and program experience to the HPF and to the issues of affordable & sustainable homeownership. He is nationally recognized as a trusted voice for consumers and a champion of a vibrant mortgage marketplace that celebrates sustainable homeownership, responsible lending, fair housing, affordable housing and financial education.

He has testified before Congress & regulatory agencies on the future of housing finance, the importance of consumer protections, responsible mortgage underwriting, solutions to the current foreclosure crisis, mortgage servicing, scams & many other issues. David is also is a frequent speaker at public and private sector conferences and appears as an expert on national news magazine and media shows – including Dateline NBC, The CBS Evening News, CNBC, Bloomberg, CNN and is regularly quoted by news sources across the country.

David has previously held executive positions with the National Community Reinvestment Coalition, the Equal Rights Center, the Fair Housing Council of Greater Washington, and Long Island Housing Services. He has served on many organizational boards, including Americans for Financial Reform, The Coalition of HUD National Housing Counseling Intermediaries & the National Housing Resource Center.

Ken Duncan

Chief Financial Officer


Ken Duncan joined the Foundation November 2013 as the Chief Financial Officer. Mr. Duncan started his career with Federal Reserve Bank in Minneapolis as a bank examiner. He has over 30 years of experience in the financial services industry in various capacities and roles including Chief Financial Officer, Chief Risk Officer, Chief Executive Officer, Chairman of the Board and Board member. He has extensive background in financial markets involving risk taking and the management thereof from a financial and operating perspective with strong strategic and critical thinking skills. Throughout his career, he has held senior level positions with global financial institutions, including General Motors Acceptance Corporation, Cargill Financial Services and First Bank System. Mr. Duncan’s role at HPF in addition to his finance role will be to lead the business development efforts as HPF expands its’ focus to assisting homeowners during the mortgage origination process to ensure their financial health and sustainable homeownership goals. Mr. Duncan earned his Bachelor of Science degree in Business Administration from the University of South Dakota and participated in a Stanford Investment Program at the London School of Business.

Julie Steinhagen

Chief Operating Officer


Julie Steinhagen joined the Foundation in September 2010. She previously held a management position at the National Community Stabilization Trust, a start-up, nonprofit focused on facilitating the transfer of foreclosed and abandoned properties from financial institutions nationwide to local housing organizations to promote productive property reuse and neighborhood stability. Prior to her work at the NCST, Ms. Steinhagen worked for 15 years in financial services, holding senior-level positions in both investor relations and capital markets, as well as an earlier position at the accounting firm Deloitte. Ms. Steinhagen brings with her a deep knowledge of the secondary mortgage market. She earned her BS in Accounting from St. Cloud State University in MN and held a CPA license during her time at Deloitte.

Gene Spencer

Senior Vice President, Stakeholder Relations and Research


Gene Spencer, who joined HPF in January 2010, is responsible for stakeholder relations, business strategy, and research initiatives. He is an experienced marketing, communications, relationship management, strategy development, and corporate planning executive, and a 30-year veteran of the mortgage and financial services sectors. He had a 28-year career at Fannie Mae, lastly in the position of vice president of investor relations, where he was responsible for investor communications strategy and managing relationships with the global institutional equity investment community. He earlier worked as vice president for mortgage-backed securities marketing, where he led the marketing of Fannie Mae’s MBS products to Wall Street and institutional fixed income investors worldwide. Mr. Spencer holds an Executive Masters in Leadership from the McDonough School of Business at Georgetown University and a BS from the College of William and Mary. Mr. Spencer serves on the Board of Trustees of The Studio Theatre and advises the board of The Community of Hope, both of which are in Washington, DC.

Josh Fuhrman

Senior Vice President, Business Development and Community Relations


Josh Fuhrman has been in the credit and housing counseling industry assisting consumers in financial crisis for over 15 years. Prior to joining HPF in 2007, he spent 10 years serving as the Director of Counseling for Auriton Solutions, a national nonprofit crisis-counseling agency and one of HPF’s original counseling partners. He is currently a board member of the Consumer Advisory Council for the Federal Reserve and has an extensive background in business development and has strong community involvement in housing and financial assistance. Mr. Fuhrman holds a BA in Communications and Philosophy from the University of Minnesota.

Rod McGinniss

Senior Vice President, Business Development


Rod McGinniss, who joined HPF in May 2013, is responsible for sourcing, evaluating, and implementing new business initiatives. Mr. McGinniss has over 25 years of experience in mortgage finance and capital markets, and has held senior leadership roles in business development, sales, institutional investor management, and mortgage asset trading. He was most recently the President of GMAC’s affiliated domestic and international broker/dealers. He holds a BS in Business Management from the University of Maryland and completed the Business to Business Marketing, Executive Leadership course at the University of Virginia Darden School of Business.

Board of Directors

Sharon Sayles Belton

Sharon Sayles Belton is currently the Vice President, Government Affairs and Community Relations at Thomson Reuters, Legal. She is also a senior fellow at the Hubert Humphrey Institute at the University of Minnesota. Ms. Belton is a nationally recognized expert on public/private partnerships that address public safety, neighborhood livability, and economic development. She served as the mayor of Minneapolis from 1994 to 2001. During her tenure, she facilitated the creation of the nationally recognized Phillips Partnership to address public safety, job creation, and quality housing in one of the poorest neighborhoods with one of the highest crime rates in Minneapolis.

Barrett Burns

Barrett Burns is President and CEO of VantageScore Solutions LLC. He has more than three decades of professional experience in risk and credit management, and has held a diverse number of national and international leadership positions at several of the country’s most prestigious financial services companies. Previously, he was Executive Vice President at U.S. Trust, heading the National Private Banking Group and a member of U.S. Trust’s Executive Committee and the Senior Management Team of parent company, The Charles Schwab Corporation. He served as Executive Vice President of Global Risk Management and Chairman of the Credit Policy Committee at Ford Motor Credit Company. Barrett serves as a member of the Corporate Board of Governors for the National Association of Hispanic Real Estate Professionals (NAHREP) and on the Asian Real Estate Association of America’s National Advisory Council. Mr. Burns is also a member of the National Community Reinvestment Coalition’s Mortgage Finance Collaborative Council, and was a 2011 member of the Federal Reserve Board’s Consumer Advisory Council. He received a BA in economics from Washington and Jefferson College.

Joseph Donovan

Prior to his retirement in February 2007, Mr. Donovan was chairman of Credit Suisse’s ABS and debt financing group, which he had led since March 2000. Earlier, Mr. Donovan was a managing director and head of asset finance at Prudential Securities from 1998 to 2000 and at Smith Barney from 1995 to 1997. Mr. Donovan began his banking career at The First Boston Corporation in 1983, ultimately becoming a managing director at CS First Boston, where he served as Chief Operating Officer of the Investment Banking Department from 1992 to 1995. He is the Non-Executive Chairman of the Board and Chairman of the Audit Committee of FLY Leasing Limited, an aircraft leasing company headquartered in Dublin, Ireland, and a director and Chairman of the Investment Committee and member of the Compensation Committee of Cohen & Company, a NYC-based broker-dealer and asset management company. Mr. Donovan earned his MBA from The Wharton School and a degree in Accountancy from the University of Notre Dame.

Bruce Gottschall

Mr. Gottschall was one of the original founders of NHS of Chicago in 1975, and its Executive Director from its inception in 1975 until December 2009. His expertise in the fields of housing and community development has led to his appointment to a number of committees and commissions including Chicago’s Affordable Housing Task Force, the NeighborWorks Insurance Alliance Task Force, Co-Chair of the NeighborWorks National Home Ownership Campaign 1993-2003, and Mayor Richard M. Daley’s Blue Ribbon Committee on Abandoned Property. In 2004, the Fannie Mae Foundation named him a James A. Johnson Community Fellow. In 2003, NHS of Chicago and Mr. Gottschall, in partnership with the City of Chicago, established NHS’ Home Ownership Preservation Initiative (HOPI), which became a national partnership model in preventing foreclosures. Mr. Gottschall earned a B.A. in Sociology and Economics from Dartmouth College in 1965 and an M.A. in Social Service Administration from the University of Chicago in 1970. He served as a United States Peace Corps Volunteer from 1965 to 1967 in Lima, Peru.

Sanjeev Handa

Chairman of the Board of Directors

Mr. Handa is Managing Director, Real Estate Fixed Income at TIAA-CREF where he has worked since 1988. In this role, Mr. Handa oversees TIAA’s real estate fixed income portfolio, which includes commercial mortgages, CMBS and real estate debt funds. Prior to assuming his current role in 2011, Mr. Handa was head of public fixed income, responsible for the public fixed income assets of TIAA-CREF from 2006-2011 and prior to that position, head of asset-backed securities from 1998-2006. During his tenure at TIAA-CREF, Mr. Handa has had additional responsibilities, including oversight over TIAA-CREF’s securities lending programs. He began his career as a corporate bond and emerging market analyst. Mr. Handa earned an MBA from the University of Michigan, and undergraduate New York University and The Cooper Union for the Advancement of Science and Art.

Christopher Herbert

Christopher Herbert is the Research Director at the Joint Center for Housing Studies of Harvard University. The Center, a collaborative venture of the Graduate School of Design and the John F. Kennedy School of Government, conducts research on the nation’s most critical housing and urban issues. Dr. Herbert has extensive experience conducting research related to housing policy, housing markets, housing finance and urban development. In recent years, his work has had a particular focus on efforts to promote and maintain homeownership for low-income and minority families. Prior to his work at the Joint Center, Dr. Herbert was a Senior Associate in the Housing and Community Development practice of Abt Associates Inc. He earned his PhD in Public Policy from Harvard University and his B.A. from Dartmouth College.

Jill Kanin-Lovers

Ms. Kanin-Lovers was named by Directors & Boards magazine as one of its “Directors to Watch” for 2011. She is a member of the board of directors and chair of the Compensation Committees for Dot Foods, the nation’s largest food redistributor, and Heidrick & Struggles, a leading global executive search and leadership advisory firm. She had earlier served on the Boards of Alpharma, a specialty pharmaceutical company; BearingPoint, a global technology consulting firm; and First Advantage, a risk and business solutions provider. Named one of the Top 50 global leaders in human resources in 2000 by HR World magazine, Ms. Kanin-Lovers previously worked at Avon Products, where she was senior vice president of human resources and workplace management and a member of the company’s Executive Committee, Corporate Compliance Committee, and the board of the Avon Foundation. Earlier, she held executive-level human resources positions at American Express and IBM, and, prior to that, spent 17 years in management consulting with Towers Perrin (now Towers Watson).

Prue Larocca

Ms. Larocca has extensive experience and expertise across the residential mortgage credit continuum. She served as managing director of mortgage and asset-backed finance at RBS Securities, the U.S.-based security brokerage firm of the Royal Bank of Scotland Group, where she was responsible for business development, specializing in financial products developed for financial institutions, REITs, specialty financial companies, mortgage banks, Fannie Mae, Freddie Mac, Ginnie Mae, and the FDIC. She had earlier served as senior vice president at Lehman Brothers where she was responsible for its single-family mortgage business and had managed the single family and consumer securitization business for the Resolution Trust Corporation. Earlier in her career, Ms. Larocca provided legal counsel to lenders and banks in real estate transactions while practicing law at Milbank, Tweed, Hadley & McCloy and Kutak Rock.

Bruce Paradis

Bruce Paradis, a founding board member of HPF, served as the CEO of GMAC-RFC (now Residential Capital LLC) for 13 years until his retirement in 2007. Prior to RFC, he held positions at Mortgage Guaranty Insurance Corp (MGIC) and First Federal Savings in Minnesota. Currently, his work includes serving on various boards of directors and as a partner at Nucleus LLC, an investment/advisory company that specializes in real estate.

Jeffrey Rohr

Mr. Rohr spent more than 30 years as an executive at Deloitte Touche. Before retiring in 2013, he was Vice-Chairman and Chief Financial Officer of Deloitte Touche Tohmatsu and Deloitte LLP, where he led all aspects of financial affairs for the Deloitte Global Firms and the Deloitte US firm. Previously, Mr. Rohr was Managing Partner of Deloitte’s Midwest Region from 1995 to 2004, where he led the Chicago practice to a top 10 ranking in Chicago Magazine’s 25 Best Places to Work. Prior to that, Mr. Rohr held various positions in Deloitte’s Washington DC, New York, and Miami offices. Based in Bronxville, NY, Mr. Rohr currently serves as a Member of the Board of Education of the Bronxville School District and President-elect and Member of the Board of the Community Fund of Bronxville, Eastchester, and Tuckahoe. A graduate of Florida State University, Mr. Rohr is Chairman of the Audit Committee and member of the Executive Committee and Board of Directors of the Florida State University Foundation. He was inducted into the Florida State University School of Business Hall of Fame in 2007.