Research & Opinion Pieces

Mortgage Counseling Benefits Validated by Four Independent Research Studies 
 

• National Foreclosure Mitigation Counseling Program Evaluation
• The Effects of Foreclosure Counseling for Distressed Homeowners
• Housing Counseling: Past and Future Trends
• HECM Reverse Mortgage Counseling: Critical for Consumer Protection

Fact Sheet on Housing Counseling

Joint Center For Housing Studies of Harvard University: State of the Nation’s Housing – 2011

Joint Center For Housing Studies of Harvard University: State of the Nation’s Housing – 2010

Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data – Federal Reserve Bank of Atlanta, Working Paper 2010-10, April 2010

National Foreclosure Mitigation Counseling Program Evaluation, Preliminary Analysis of Program Effects – The Urban Institute, November 2009

Collateral Damage: The Municipal Impact of Today’s Mortgage Foreclosure Boom; May 11, 2005 by William C. Apgar & Mark Duda

The Municipal Impact of Foreclosures: A Chicago Case Study; February 27, 2005 by William C. Apgar & Mark Duda